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Mortgage Refinance

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Lower Your Monthly Payments

Why pay more than you have to? Don't wait!

Changing the terms of your loan can benefit you and maximize your monthly income. A lower monthly mortgage payment can help free up money so you can save, invest or use it for other expenses. When rates are favorable, refinancing to a lower rate or longer-term mortgage can keep more money in your pocket every month.

Use our quote request form to get a custom quote with closing costs and see if refinancing can save you money. You can also fill out our short application to find out what you qualify for. Of course, you can always call and speak to one of our loan consultants at 866-977-5674.

Common reasons to refinance

  • Lower your rate or payment — reduce your monthly principal and interest.
  • Shorten your term — move from a 30-year to a 15- or 20-year loan and build equity faster.
  • Switch from adjustable to fixed — lock in a payment that won't change.
  • Cash-out — tap your home's equity for improvements, debt consolidation or other goals.
  • Remove mortgage insurance — if your home has gained value, you may be able to drop it.
Our refinance calculator will help you decide whether you should refinance your current mortgage. It calculates your new monthly payment, net interest savings, and how long it will take to break even on the closing costs.

Refinance Calculator

What Clients Say About Us

I wanted to let you know how impressed I was with the job everyone did at your company. I have refinanced several times in the past and usually pick the company that has the lowest rates. Of course I did the same when I chose your company. However, this time I received great service to go with the low rate.

— Mary R.

I just wanted to thank you for constantly following up with me. The last time I refinanced it seemed as if I always had to follow up with the mortgage company. Thanks for staying on top of everything and keeping things moving forward.

— John S.

Your company was so much more professional than the last mortgage company I used. Every question I asked was answered honestly and accurately. I would recommend you to anyone.

— Robert M.

It's a great time to purchase your new home or refinance your existing home. Get the process started by applying with Unified Mortgage LLC today!

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